Personal Checking

Personal Checking

State Bank of Georgia offers an array of personal checking solutions designed to match your needs and lifestyle. All of our checking accounts include these free features:

  • Online Banking and Bill Pay
  • Mobile Banking
  • eStatements
  • Debit Card
SBG Personal Checking SBG Gold Checking SBG Silver Checking

Free checking with no minimum balance requirement

Unlimited debit card and check writing transactions

Interest bearing checking account

No minimum balance required to earn interest

Available for customers age 50 and over

Free SBG personal checks (limit 3 orders per year)

No daily minimum balance required

Maintenance Fee


Avoid the $10 monthly maintenance fee by maintaining a $1,000 daily balance or $2,500 average daily balance


Minimum to Open




Additional Features

Includes FREE Online Banking with Bill Pay and Mobile Banking

Use your debit card at ATMs to get cash or to make purchases wherever the MasterCard logo is displayed. Use any ATM, anytime, anywhere - we offer free non State Bank of Georgia ATM withdrawals, up to four per month

Unlimited check writing and debit card transactions