Jump to: Checking | Savings | Loans
Checking Accounts
SBG Personal Checking
- $100 minimum deposit to open
- Free checking with no minimum balance requirement
- No monthly maintenance fee
- Free debit card
- Unlimited debit card and check writing transactions
- Free online banking and bill pay
- First order of SBG checks free
SBG Gold Checking
- Interest bearing checking account
- $100 minimum deposit to open
- Maintain $1000 daily balance or $2500 average daily balance to avoid a $10 monthly maintenance fee
- No minimum balance required to earn interest
- Free debit card
SBG Silver Checking
- Interest bearing checking account
- Available for customers age 50 and over
- $ 100 minimum deposit to open
- No daily minimum balance required
- Free SBG personal checks (limit 3 orders per year)
- Free debit card
- Free online banking and bill pay
- Unlimited check writing and debit card transactions
SBG Platinum Advantage
- The advantage account with all the benefits
- $100 minimum deposit to open
- 2 free checking and 2 free savings accounts
- Enjoy free: Travelers Checks
Cashier’s Checks
SBG Checks
Online banking and bill pay
Debit card - To earn interest, and avoid a $15 monthly maintenance fee you must maintain a minimum aggregate daily account(s) balance of $5000 total on any State Bank of Georgia product.
- Tiered rate:
$5,000 – 24,999
$25,000 – 49,999
$50,000 and over
Savings Accounts
SBG Personal Savings
- $100 minimum deposit to open
- $100 minimum daily balance required to avoid a monthly maintenance fee of $3.00
- Three (3) free withdrawals per month each additional withdrawal incur a $5.00 withdrawal fee.
- No minimum balance required to earn interest
- Quarterly statement
SBG Southern Savings
- Vacations, holiday, taxes etc…YOU name it.
- $50.00 minimum deposit to open
- Maintain $50 daily balance or have an authorized transfer of $50 from SBG checking account to avoid the $3.00 maintenance fee
- One withdrawal quarterly
- Quarterly statement
SBG Kids Club
- $10 minimum to open account
- No minimum balance required
- Child must be under 18 with a valid SS#
- One withdrawal allowed quarterly each additional withdrawal incur a $5.00 withdrawal fee.
- Quarterly Statement
SBG Money Market Savings
- $500 minimum deposit to open
- Maintain $1000 daily balance or $2500 average daily balance to avoid a $10 monthly maintenance fee
- Six (6) withdrawals
- Tired interest:
$500 - 24,999
$25,000 - 49,999
$50,000 and over - Monthly statement
SBG Certificate of Deposit
- CD - $500 minimum to open
- 30 days to 60 months terms
- Auto renewable at current board rate
SBG Certificates of Deposit/IRA
- $100 to open
- Terms of 30 days to 60 months
- Auto renewable at current board rate
Loans
State Bank of Georgia offers both secured and unsecured consumer loans, with very competitive rates. These rates will vary according to the loan type, number of years financed and your credit history.
- Car Loans ( new used & refinances )
- Other Collateral Loans (boats, motorcycles, recreational vehicles, and more.)
- Savings Secured Loans
- Signature Loans
- Personal Line of Credit
- Overdraft Protection
Home Equity Line
State Bank of Georgia Home Equity Line gives you the flexibility to
borrow as much or as little as you want. As you pay down your line, that
money will once again become available for your use. Our home equity
offers competitive rates, a variety of repayment options and decision
making.
You can access your home equity line a number of ways: by check, debit
master card, telephone, online banking or, you can visit your local
banking center.
A Home Equity Loan can enhance your financial flexibility. The equity in
your home is a valuable asset that can be used to provide cash for a new
car, college tuition, home improvements, vacations or whatever purchases
you may choose. The interest paid on the loan may be tax deductible.
From the unexpected expenses to major purchases, let SBG design a personal
loan for you.
Consult a tax advisor regarding deductibility of interest.
