Personal Savings

Personal Savings

State Bank of Georgia savings accounts are designed to help you meet your financial goals. Maximize your earnings and enjoy the peace of mind that comes from FDIC security. We offer a variety of savings accounts for every savings goal.

SBG Personal Savings* SBG Money Market Savings* SBG Kids Club* CDs IRAs
Features

Three (3) free withdrawals per month. Each additional withdrawal incurs a $5.00 withdrawal fee.

No minimum balance required to earn interest

Quarterly statement

Six (6) free withdrawals per month

Tiered interest rate structure:

  • $500-$49,999
  • $50,000-$249,999
  • $250,000 or more

Monthly statement

No minimum balance required

Child must be under 18 with a valid Social Security Number

One (1) free withdrawal quarterly. Each additional withdrawal will incur a $5.00 withdrawal fee

Quarterly statement

Terms of 30 days to 60 months

Auto renewable at the current rate

Terms of 30 days to 60 months

Auto renewable at the current rate

Maintenance Fee

Avoid the monthly maintenance fee of $3.00 by maintaining a $100 minimum daily balance

Avoid the $10 monthly maintenance fee by maintaining a $1,000 daily balance or $2,500 average daily balance

None

None

None

Minimum to Open

$100

$500

$10

$500

$100

Additional Features

Includes FREE Online Banking and Mobile Banking

*Federal regulations limit the transactions allowed on this account. Withdrawals and/or transfers are limited to six per month. Violations of these restrictions will result in closure of this account.

Additionally, there is an excessive withdrawal fee of $5 per transaction for all withdrawals or transfers in excess of six per month, regardless of if the transfer is made in person or by some other manner.