State Bank of Georgia offers both secured and unsecured consumer loans, with very competitive rates. These rates will vary according to the loan type, number of years financed and your credit history.
- Car Loans
- Other Collateral Loans (boats, motorcycles, recreational vehicles, and more)
- Savings secured loans
- Signature loans
- Personal line of credit
State Bank of Georgia is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, so we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Home Equity Line
State Bank of Georgia Home Equity Line gives you the flexibility to borrow as much or as little as you want. As you pay down your line, that money will once again become available for your use. Our home equity offers competitive rates, a variety of repayment options and decision making.
You can access your home equity line a number of ways: by check, debit master card, telephone, online banking or you can visit your local banking center.
A Home Equity Loan can enhance your financial flexibility. The equity in your home is a valuable asset that can be used to provide cash for a new car, college tuition, home improvements, vacations or whatever purchases you may choose. The interest paid on the loan may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
From the unexpected expenses to major purchases, let SBG design a personal loan for you.