Commercial Capture Xpress is a new web-based system that allows businesses to make check deposits from an office computer without having to bring the checks to the bank.
A deposit made through Commercial Capture Xpress is just as good as an in-person check deposit, thanks to "Check 21" laws, which make a substitute check legally the same as the original check.
Log on, scan your checks on the check scanner, then click to submit your deposit. That's all there is to it!
There's no deposit slip to fill out. On the next business day after your deposit, a report can be printed. This report can be kept with your scanned checks.
The system is set up to access SBG Business accounts you may need to make deposits to. You simply select the appropriate account when you log on to make the deposit.
You can make deposits 24 hours a day, 7 days a week.
You'll be surprised how quickly you can scan checks. Once you use Commercial Capture Xpress, you'll never think of going back to making deposits the old way.
All deposits made by 6:00 p.m. each business day are posted to your account that day. You can check your account online the following business day to see that the deposit was made.
State Bank of Georgia charges a one-time installation fee and a low monthly access fee.
Contact a personal banker to learn how you can help offset these fees.
As with all online banking, State Bank of Georgia's ultra-secure encryption technology and password protection ensures that your money, and your financial information, are always safe and secure.
Establish an SBG Business account, if you don't already have one.
At your request, we'll bring the check scanner to your office. We'll connect it to your computer, establish your secure access, and verify that everything is working properly, so there's nothing you need to figure out.
You'll be provided with secure Login IDs and passwords.
There's no software to install on your computer. Commercial Capture Xpress is a web-based system, like most other online banking functions. We'll also show you and your designated staff members how to initiate deposits online and scan checks.
If you ever have a question, simply call 770-719-1200 and we'll be happy to help.
You won't have to drive to the bank and wait in line each day to make deposits.
Processing deposits is now quicker, simpler and more error-free than ever before.
Since you have until 6:00 p.m. to make your deposit, you'll never again have to rush to the bank to make the deposit deadline.
Up-to-date audit reports of your company's daily activities are available for review at any time.
You can make deposits as often as you like, making funds available faster.
Companies with multiple locations can all make deposits to a common account.
You can go online at any time to review details of your company's transaction history.