Business Loans


State Bank of Georgia has solutions to your financial needs. We have experts available to suit businesses of every size. We will tailor a solution to help you manage and grow your business.

We offer a variety of business loans and financial packages at competitive rates, with repayment schedules prepared to fit your business plan. For more information or to speak to one of our business loan specialists call 770-719-1200.

As a community bank, we are committed to the growth and prosperity of business in our community. We offer loans to meet the needs of corporations, partnerships, sole proprietorships, churches and community organizations. These types of loans include:

Commercial Real Estate Loans

We will help you with your long term financing needs. Whether you are looking to acquire, build, expand or renovate, we will help determine the right loan for you.

Term Loans

We can customize a term loan to meet your cash flow needs to finance equipment, make improvements or grow your business.

Construction Loans

Our financing can help you acquire, develop subdivisions and construct single-family residences. We will work with you from acquisition through final construction to make sure the funds are available when you need them.

Small Business and Commercial Lines of Credit

We can provide you with flexible financing options to meet your business needs, including working capital for your short term financial needs or new business opportunities. This loan will help when those unexpected business opportunities arise.

Letters of Credit

Loans designed for builders and developers that need a bank to stand behind them. We can tailor a letter to meet the specific demands of any project.